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WhatsApp payment is now available in India

WhatsApp App in Smartphone

WhatsApp Payment feature is now roll-out in India. Now users can use the UPI payment method in India, with Facebook-owned company WhatsApp.


Similar to Google Pay, Paytm, Wallmart owned PhonePe, Facebook-owned WhatsApp is ready to use the UPI(Universified Payment Interface) platform. This service is now available on the latest version of the iOS and Android app.


To send the money using WhatsApp Payment, users need to have a bank account and debit card in India. WhatsApp sends the instruction to the bank to initiate the payment through their account using UPI. So when you’re setting up your WhatsApp Payments account, you’ll be asked to verify your phone number, and a system-generated SMS will be sent from your phone for linking your UPI ID to the service.


WhatsApp Payment feature is currently supporting only Axis Bank, HDFC Bank, ICIC Bank, State Bank of India(SBI), and Jio Payment Bank to facilitate UPI payments. WhatsApp currently has over 400 million users in India. But according to the National Payments Corporation of India(NPCI), they can only roll out payments in a graded manner, starting with over 20 million base users.


According to the Android Authority statement "No one payment app will be allowed to process more than 30% of the country’s total UPI transactions. This means that Google Pay, Phone Pe, Amazon Pay, and now WhatsApp will have to figure out how to limit transactions on their platforms".

 

Reference:- Android Authority

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